Life stages
As you journey through life, circumstances will change and things will happen to you that mean your financial needs will change.
To make it easier for you to understand your protection needs we have broken up the journey into a number of life stages. For each of these life stages there are a number of protection needs that are most appropriate.
Looking at the life stage that best describes you will help you decide what you need to do.
Single with no financial dependents
Your main need is to receive cash if you become too ill to earn a living. You also need to pay off your mortgage and other debts if you suffer a very serious illness. You don't need cover that pays out on death. You just need cover against losing your income. If you want life insurance we can give you a quote but if no one is dependent upon you, don't waste the money. Save it instead!
Single with children
Your main need is to protect your children if you die or become too ill to earn
a living. You also need to pay off your mortgage and other debts if you suffer a
very serious illness.
Couple with children
Your main need is to protect your children if you die or become too ill to earn
a living. You also need to pay off your mortgage and other debts if you suffer a
very serious illness.
Couple with no financial dependents
Your main need is to protect each other if either of you die or become too ill
to earn a living. You also need to pay off your mortgage and other debts if you
suffer a very serious illness.
None of the Above
It's not practical to describe everyone with our 4 life stages, so, if none of them describe your situation, we have the country’s best advisory team to help you.
Call them on 0800 975 1202 OR send an e-mail to help@getliferight.co.uk.
They'll understand your needs in seconds and we give you all the guidance and advice you need. Our UK based team is used to helping in all circumstances.
Our advisers are based in the UK and are available from 8:30am until 8:00pm, Monday to Friday and 9:00am until 6:00pm Saturday.
